This section includes information on mid market rent, eligibility criteria, and how to apply for a mid market rent property.
Mid market rent (or MMR) is an initiative from the Scottish Government to provide quality, affordable homes for low to moderate income households.
MMR tenants are typically those who would have to wait a long time for social housing but cannot afford to pay market rent or buy a property.
Do I qualify for mid market rent?
To qualify for MMR, your (gross) annual income should not exceed £45,443 per household.
All adults who will be residing in the property must provide proof of their income, regardless of whether they will be on the tenancy agreement or not. Applicants with family members living in the property, who are not their spouse (for example a child of working age or elderly relative), are only required to provide proof of their income if they are going to be named on the tenancy as a joint tenant.
As part of the application process, you will be required to provide your most recent three months’ bank statements and payslips. These will be used to carry out an affordability assessment, comparing the monthly rent for the property to your monthly income. Please note: your application may be affected if your bank statements show evidence of returned or missed payments, unauthorised overdraft usage, debt management programmes, or use of short-term ‘pay-day’ or high interest lending.
The monthly rent must not exceed 40% of your (net) monthly household income. A credit check is carried out once your application has been approved.
How to apply for a property
If you would like to be considered for a mid-market rent property, follow the steps below:
1. Download and submit the application form and send supporting documents
To support your application, you are required to provide:
• A copy of your photographic ID (passport or driving licence)
• Your most recent 3 months’ bank statements
• Your most recent 3 months’ payslips
• Your most recent award notice for any benefit payments including Universal Credit, Working Tax Credit and Personal Independence Payment
Your application and supporting documents can be emailed to email@example.com.
We must receive a completed application form and all supporting documents before we can assess your application and invite you to view the property. A delay in receiving your supporting documents may result in your application not being assessed.
2. Book a viewing
When your application form and supporting documents have been assessed, our team will be in touch to invite you to view the property.
Application assessments can take up to 15 working days.
Please note, during the current Coronavirus outbreak we are providing viewing videos in place of face-to-face viewings.
If you are interested in our mid-market rent properties and would like to be contacted about any future vacancies, please email firstname.lastname@example.org with a request to be added to our waiting list.
We also advertise our properties on our website or on S1Homes, CityLets and on our Facebook and Twitter pages.
If you would like further information on how we allocate our properties please click here to download our Allocation Policy.